Our strengths
| • Controlled financial situation |
Sound balance and financial security Degree of cover 100.7 % on 31.12.2010 |
| • Stability of premiums |
No change for 2011 |
| • Long-term profitability |
Average rate distributed over 20 years: 4.52 % (no splitting) |
| • Internet portal | Access to personal data on-line, simulation of pension situations. |
| • High benefits |
Interest rate 2010: 2.25% on savings (LOB minimum and above) Conversion rate for retirement pension (men and women): 7% |
| • Attractive tariffs |
Very competitive risk and management cost Free-of-charge service benefits : - payment of premium in instalments - payment in the event of divorce - payment for home ownership, etc |
| • Partners |
HPR SA Administrative and technical management, accounting CREDIT SUISSE SA Deposit bank and Portfolio management AFORGE CAPITAL MANAGEMENT SA Portfolio management SWISS & GLOBAL ASSET MANAGEMENT SA Portfolio management IAM Portfolio management REGIE DU RHÔNE SA Real Estate Agency GFI GESTION DE FORTUNES IMMOBILIERES SA Real estate management PKRÜCK Reinsurance |
| • Interest distributed since 1991 |
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