Our strengths
| • Balanced financial situation |
Solid balance sheet and financial security Degree of cover 100% at 31.12.2011 |
| • Attractive rate |
New rate as per technical bases LOB 2010: 3.5% |
| • Long-term profitability |
Average interest rate distributed over 10 years: 2.95% (no splitting) |
| • Real estate portfolio | Net return of 5% |
| • Internet portal | Access to personal data on-line, simulation of pension situations. |
| • High benefits |
Conversion rate for retirement pension (men and women) : 7 % in 2012 and 2013 6.8 % from 2014 |
| • Moderate costs |
Free-of-charge services: -payment of premiums in instalments (without surcharge) - payment in the event of divorce - payment for home ownership, etc. |
| • Partners |
HPR SA administrative, technical and accounting management CREDIT SUISSE SA custodian bank, portfolio management SWISS & GLOBAL ASSET MANAGENENT SA portfolio management AFORGE CAPITAL MANAGEMENT SA portfolio management IAM portfolio management REGIE DU RHÔNE SA Real Estate Agency GFI GESTION DE FORTUNES IMMOBILIERES SA real estate management PKRÜCK reinsurance |
| • Interest distributed since 1992 |
clickk to enlarge the graph |
