our organisation

At Copré, returns on savings are directly related to the return on assets, operating costs and the level of the reserves.

As a foundation we have no shareholders, so there is no equity to remunerate other than that belonging to our LOB insured persons. This avoids the need for management to decide between the wish of the shareholders to have their capital earning as much as possible and the wish of those insured to benefit from the net return generated by their savings in the form of the interest rate.